AgTech · NigeriaLive
Kano Grain Reserve
Storage and offtake so smallholder maize stops selling 40% under the Lagos spot price.
€178,500 committed71%
From€500
View memoClub deals · SPVs · Impact startups
A real portfolio,paid in instalments
Subinvest opens club deals to investors that traditional finance leaves out. Tickets start at €500 and can be paid across months — your allocation is reserved from the first payment, and every member holds through the same SPV on the same terms.
€0Minimum ticket
1 monthsPayable across
0Investor countries
Financial inclusion, both ways
Two barriers. One platform.
Club deals usually reward people who already have capital and people who already know people with capital. Subinvest removes one barrier on each side of the table.
Investor side
Small capital is still capital
Two very different situations get treated as one “not eligible”.
Day-to-day precarity: no spare capital at all to put to work.
Modest spare capital, but a €500 entry ticket is more than one instalment can carry.
Our answer: an internal instalment plan. Commit once, pay over months, hold one tax-advantaged position.
Founder side
No friends-and-family round required
Most platforms quietly assume a first round already closed.
A “friends & family” round is treated as a prerequisite before you can even apply.
Poverty is structural: a low-income upbringing usually means a low-income network.
Our answer: the whole investor pool from day one, and acceptance on project and impact quality — never on the capital you can bring.
Instalment planner
Plan your ticket
Choose a ticket and a rhythm. We show the monthly amount, how your position builds and an indicative tax position.
Ticket size€1,000
€500€10,000
Instalments
Tax-advantaged wrapperIndicative relief for eligible retail investors. Confirmed case by case.
How your position builds3 payments
NovDecJan
Each month€333
Total commitment€1,000
Indicative relief− €180
Net cost after relief€820
Indicative only. Final amounts, eligibility and tax treatment are confirmed in your subscription documents.
How it works
Four steps, no gatekeeper
1
Join the club
Verify once — identity, residency, investor profile. Ten minutes, no sponsor and no introduction needed.
2
Pick a deal
Every member sees the same memo, the same terms and the same impact file the lead investor sees.
3
Pay your way
One payment, or up to three monthly instalments. Your allocation is reserved from the first one.
4
Hold through the SPV
One vehicle, one line on the cap table, one set of terms — with reporting every quarter.
Open now
Live club deals
HealthTech · MoroccoLive
Atlas Care
Subscription primary care for informal workers, run out of neighbourhood clinics.
€96,000 committed53%
From€500
View memo
Clean energy · MaliLive
Bamako Solar
Pay-as-you-go solar for market traders, priced against the diesel they already buy.
€241,000 committed75%
From€1,000
View memoCapital at risk. Deal figures shown are illustrative until the memo is released to verified members.
For founders
No rich network required
If your project is strong, the round should not depend on who your family knows. Apply directly, and reach every verified investor in the club from the first day of your raise.
Applications reviewed within 14 days.
Members
Why they stayed
FAQ
Before you commit
You get a grace window and a reminder. If the plan cannot continue, the paid instalments are returned to your wallet minus the transfer cost, and the reserved allocation goes back to the club.
Start at €500. Keep your rhythm.
Join the club, plan your instalments and pick the first deal you want to be part of.